HerVest is an inclusive fintech for women. We provide easy access to target savings, impact investments and credit financing for smallholder women farmers and women-owned/led SMEs in Nigeria. We are committed to improving women’s lives through greater access to and use of financial services.

There is a $42bn gender finance gap in Africa, with over $15.6bn trapped in agriculture. Lack of access to capital and other layers of financial services stunts women’s economic growth. At HerVest, we are committed to improving women’s lives through greater access to financial services by leveraging technology for peer-to-peer capital reallocation.

HerVest savings are placed with VFD Microfinance Bank. VFD Microfinance Bank is NDIC insured and regulated by the Central Bank of Nigeria (CBN). Also, HerVest investments are insured by Royal Exchange General Insurance Company. They both ensure your money is protected and invested in secured options as promised

Interest is calculated daily and can be monitored on your dashboard.

HerVest users can create multiple savings plans while earning iinterest on the go. Whether it's towards your rent, emergency fund, education, a side hustle, business expansion, vacations, wedding expenses or even retirement, enjoy the best returns to meet your goals.

A purse is a liquid savings account that allows you access funds at anytime on your HerVest app account. A savings plan on the other hand, helps you save money towards your mid or long term financial goals. Impact investments allows you earn financial returns when you sponsor a female farmer by investing in specific agro crops.

To fund a savings plan, simply add a payment card or transfer from your purse balance.

Definitely, you can set up your savings plan to be debited according to an amount or a specific time frame:daily, weekly, or monthly. Add a payment card and edit your savings plan to begin smashing those financial goals.

Yes, simply select the savings plan and tap "Top Up", then follow the on-screen instructions to fund with your HerVest purse account or a payment card.

You can monitor all plans and returns on the dashboard of your HerVest App.

The option to withdraw locked savings is only available once the plan has reached its maturity date. This is to encourage financial discipline and help you meet any short - or long-term financial goals

We give credit financing opportunities to only small-holder women farmers. For further enquiries, please send an email detailing your application to [email protected]

HerVest is completely free to use. Zero SMS fees, zero account maintenance fees, zero administration fees. However, Impact investments incurs minimal processing charges from our payment partners.

A cliq savings plan allows you save towards life milestones with friends and family.This is a locked plan with a minimum duration of 3 months. Earn up to 10% interest per annum when you save with your cliq

You can add as many people as you want using their unique HerVest account number. The savings target will be evenly split amongst the members of the Cliq plan.

You can refer your family, friends or colleagues to use HerVest by simply sharing your referral code. Once they sign up with your referral code and perform a transaction, either creating a savings plan or participating in impact investments, you earn your referral bonus.

To purchase agro investment slots, simply add a payment card or pay from your HerVest purse account.

Oh no! You can’t withdraw from an ongoing investment plan.

To withdraw from a matured investment plan, simply visit your investment section on the app and move your funds into your HerVest purse account. Thereafter, you can proceed to withdraw directly into your bank account.

BVN is required to validate your identity and ensure the safety of your funds. It also ensures a seamless transfer of funds on the app.