This Disclaimer Policy applies to the website, www.hervest.ng, and the mobile application (together, the “Platform”) operated by HerVest For Women Limited (“HerVest”, “We”, “Us”, “Our”). By accessing or using the Platform, you acknowledge that you have read and understood this Disclaimer Policy, which should be read together with our Terms and Conditions, Privacy Policy and Cookie Policy.
1. General Information Only
The content published on the Platform, including articles, insights, calculators, newsletters and other educational materials, is provided for general information purposes only. It is not intended to address the particular circumstances of any individual and should not be relied upon as the sole basis for any financial, investment, tax or legal decision.
2. Not Financial Advice
HerVest is not a financial adviser, and nothing on the Platform constitutes financial, investment, tax or legal advice, or a recommendation to buy, sell or hold any financial product. We do not make any representation that any product or service on the Platform is suitable or appropriate for you. Before making any investment decision, you should consider your own objectives, financial situation and needs, and seek independent advice from a qualified professional where appropriate.
3. Investment Risk
All investments carry risk, and the value of investments and the returns from them can go down as well as up. Past performance is not a reliable indicator of future results. Any projected returns, interest rates or illustrations displayed on the Platform, including those produced by our interest calculator, are estimates only and are not a promise of future performance.
You are responsible for understanding the terms of any savings or investment product before subscribing to it, including its tenure, payout days and any penalties or forfeiture of interest that may apply to early withdrawal, as described in our Terms and Conditions.
4. Accuracy of Information
We strive to ensure that the information on the Platform is accurate, complete and up to date. However, we do not guarantee that the information is free from errors or omissions, and we may change or update it at any time without notice. Any reliance you place on such information is strictly at your own risk.
5. Third-Party Links and Services
The Platform may contain links to, or content from, third-party websites, applications and service providers. These are provided for your convenience only. HerVest does not control, endorse or assume responsibility for the content, products, services, privacy policies or practices of any third party, and accessing them is at your own risk.
6. Testimonials
Testimonials and success stories shared on the Platform reflect the individual experiences of the users who provided them. They are not a guarantee that you will achieve the same or similar results.
7. Platform Availability
The Platform is provided on an “as is” and “as available” basis. We do not warrant that the Platform will be uninterrupted, secure, error-free or free from viruses or other harmful components, and we may suspend, withdraw or restrict the availability of all or any part of the Platform at any time.
8. Limitation of Liability
To the fullest extent permitted by law, HerVest, its directors, officers, employees and agents shall not be liable for any loss or damage, whether direct, indirect, incidental or consequential, arising out of or in connection with your use of, or reliance on, the Platform or any content on it. Our liability in connection with our Services is set out in full in our Terms and Conditions.
9. Changes to this Policy
We may update this Disclaimer Policy from time to time by publishing a revised version on the Platform. Your continued use of the Platform after any changes are published constitutes your acceptance of the updated policy.
10. Contact Us
If you have any questions about this Disclaimer Policy, please contact us at [email protected].